Bankruptcy in Broward County

Broward County (Fort Lauderdale) is the second most populous county in the Miami metro area. Bankruptcy cases are handled in the Fort Lauderdale Division of the Southern District of Florida.

Key Information

Federal District

Southern District of Florida (Fort Lauderdale Division)

All bankruptcy cases from Broward County are filed in this district.

Nearest Courthouse

299 E Broward Blvd, Fort Lauderdale, FL 33301

341 meetings and court hearings are typically held at this location.

Florida Exemptions in Broward County

Florida state exemptions apply in Broward County. Homestead: unlimited value, half acre in municipality / 160 acres rural. 1,215-day residency requirement or federal cap applies. Personal property: $1,000 per person. Vehicle: $1,000. Wildcard: $4,000 (doubles without homestead). Head-of-household wages are 100% exempt.

Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.

Filing Bankruptcy in Broward County

The Process

Credit counseling -- Complete an approved course within 180 days before filing ($15-25).
File your petition -- The petition is filed with the Southern District of Florida (Fort Lauderdale Division). The automatic stay takes effect immediately.
341 meeting -- About 30 days after filing, attend a brief meeting of creditors at 299 E Broward Blvd, Fort Lauderdale, FL 33301.
Debtor education -- Complete a second financial course before discharge ($10-25).
Discharge -- Chapter 7: approximately 60 days after the 341 meeting. Chapter 13: after completing 3-5 year plan.

Frequently Asked Questions

Where do Broward County residents file bankruptcy?

Broward County cases are filed in the Southern District of Florida, Fort Lauderdale Division. The courthouse is at 299 E Broward Blvd, Fort Lauderdale, FL 33301. This is separate from the Miami Division used by Miami-Dade County.

Can I keep my condo in Broward County if I file bankruptcy?

Yes, if the property is your primary residence and you have lived there for at least 1,215 days. Florida's homestead exemption protects unlimited equity for properties up to half an acre in a municipality. Most Broward County condos qualify under the acreage limit.

What is the Chapter 13 dismissal rate in South Florida?

The Southern District of Florida has historically had a significant Chapter 13 dismissal rate. Strong legal representation and a realistic repayment plan are critical to successfully completing a Chapter 13 case in Broward County.